Private-Label AIBookkeeping Infrastructure
Your Customers. Your Brand. A New Recurring Revenue Stream.
Launch AI-powered bookkeeping as part of your existing offer — without building software, hiring bookkeepers or running a finance department. You keep the customer relationship and the brand. We run the infrastructure behind it.
Built for companies already serving hundreds or thousands of small businesses.
You've Already Acquired the Customers. Now Unlock More Value From Every Relationship.
Bookkeeping is an ongoing need with an ongoing invoice. If you already serve small businesses, you are one conversation away from a second recurring revenue line — from customers you have already paid to acquire.
New recurring revenue
A monthly subscription per client that compounds with every new business you onboard.
More value per relationship
Increase revenue from customers you already have, without a new acquisition cost.
Nothing built from scratch
No software to develop, no bookkeeping team to hire and train, no integrations to maintain.
Revenue Opportunity Calculator
Adjust the inputs to model what a bookkeeping line could look like across your existing customer base.
Partnership model
Your estimated revenue
$5,950
per month, after wholesale fees
Illustrative scenarios only. Wholesale rates vary by programme and volume, and are confirmed in your partner agreement — this is not a revenue forecast or guarantee.
A New Bookkeeping Offering. Without Building a Bookkeeping Department.
Four steps take a customer from introduction to a fully managed set of books.
You introduce the service
Bookkeeping is offered to your customers under your own brand, at a price you set.
Customers connect accounts
A guided, read-only setup links their bank, card and payment accounts.
The AI handles the workflow
Transactions are categorised, reconciled and documented continuously.
Exceptions get managed
Anything flagged is queued for follow-up rather than left to drift.
Your Business Focuses on Growth. Our Infrastructure Handles the Heavy Lifting.
Your business owns
- Customer acquisition
- Customer relationships
- Retail pricing
- Customer billing
SmartTally owns
- Platform and technology
- Bank integrations
- Transaction coding
- Transfers and receipts
- Reconciliation and reporting
Shared
- Client follow-up — partner-managed, or ours
- Exception management
- Escalation procedures
- Scope depends on your programme
AI-Powered Bookkeeping Infrastructure Built to Scale
The same engine runs every client you onboard — white-labelled, and managed from a single partner console.
Automated Transaction Processing
Bank and card feeds ingested, deduplicated and categorised against each client's chart of accounts.
Intelligent Transfer Recognition
Movements between a client's own accounts are identified and excluded so they never distort the P&L.
Receipt and Document Processing
Invoices and receipts matched to the transactions they belong to, with source documents attached.
Reconciliation Workflows
Accounts tied out continuously, so month-end is a review rather than a scramble.
Financial Reporting
P&L, balance sheet and cash-flow statements generated per client, per period.
Proactive Exception Detection
Duplicates, unusual amounts and missing paperwork surfaced into a queue instead of being buried.
Also included
Managed White-Label Operations
The platform does the processing. When something needs a person, a human follows up on your behalf — communicating under your brand, escalating when a situation needs more than an automated nudge.
AI identifies a gap
An unidentified or uncoded transaction is flagged
Branded message sent
The customer is asked for the missing detail
Automated reminder
A follow-up goes out if there's no reply
Human follow-up
A person picks it up when automation isn't enough
Customer responds
The clarification comes back with documentation
AI continues
The transaction is coded and the case closed
Escalation if needed
Complex cases go to a defined escalation path
- Reduced need for an internal support team
- Clear escalation procedures you can point to
- Communication that carries your brand throughout
Example
A client's account shows an unidentified outflow of $4,850. The system flags it, sends a branded request for clarification, and follows up when there's no reply. The customer responds:
"That was the down payment on our new work truck."
The transaction is coded correctly, the documentation attached, and the question closed — without anyone at your company touching it.
Managed follow-up covers routine clarification and document chasing. It is not a substitute for professional accounting or tax advice.
More Revenue Opportunities. Less Infrastructure to Build.
New Monthly Recurring Revenue
A predictable subscription per client, billed monthly.
Higher Customer Value
Earn more from relationships you have already paid to acquire.
Stronger Customer Relationships
Bookkeeping keeps you in contact with clients every month.
Faster Market Entry
Launch a finished service rather than building one from scratch.
Flexible Branding
Your name, your look, your pricing — the platform stays behind the scenes.
Scalable Operations
Add clients without adding headcount at the same rate.
Your Customers Get Better Bookkeeping Support. You Get a Stronger Business Relationship.
Built for Companies That Already Serve Small Businesses
Merchant Services & Payment Processors
Payroll Companies
Tax Preparation Organizations
POS Providers & Resellers
Vertical SaaS Platforms
Business Lenders & Financial Services
Franchise Organizations
Business Formation Providers
Choose the Operating Model That Fits Your Business
Both run on the same platform and carry your brand. The difference is how much of the day-to-day client follow-up stays with your team.
Option 1 — Platform Partner
We Power It. You Manage It.
For companies with existing customer-service or bookkeeping operations.
- AI accounting platform
- Multi-client dashboard
- Transaction automation
- Financial reporting
- Exception identification
- AI communication workflows
- Partner-managed human follow-up
- Partner-controlled customer relationships
- Flexible retail packaging
- Wholesale platform pricing
Option 2 — Managed White-Label Partner
We Power It. We Help Operate It. You Grow It.
Recommended for companies without an in-house accounting function.
- Everything in the Platform Partner programme
- Managed customer follow-up
- Automated communication workflows
- Human exception follow-up
- Partner-branded communication options
- Operational support workflows
- Defined escalation procedures
- Reduced need for an internal support team
- Wholesale managed-service pricing
Enterprise and high-volume arrangements are available. All pricing, branding, capabilities and service levels are subject to the final partner agreement.
From Partnership Conversation to Customer Launch
Discovery
We learn about your business, your customers and the services you already deliver.
Business Case
We work through pricing, economics, realistic adoption and the right operating model.
Platform Demonstration
A walkthrough of the workflows, the partner dashboard and the customer experience.
Partner Configuration
Branding, responsibilities, support levels and commercial terms are agreed.
Pilot Launch
A controlled group of customers validates the service before you scale it.
Expansion
Roll out across your wider customer base through the channels you already own.
Frequently Asked Questions
Whose brand does the service run under?
Yours. The platform, the customer-facing communications and the reporting all carry your branding. SmartTally stays behind the scenes as the infrastructure provider.
Do we need to hire bookkeepers?
No. The Platform Partner programme assumes your team manages client relationships while our automation handles the processing. If you don't have a bookkeeping function at all, the Managed White-Label programme includes follow-up and exception handling on our side.
Who owns the customer relationship?
You do. Your customers stay your customers — you set the pricing, you bill them, and we never approach them directly to sell anything.
How is the pricing structured?
You set your own retail price and pay a wholesale rate per client per month. The rate depends on which programme you choose and your volume. Exact terms are set out in your partner agreement.
What happens when the AI isn't sure about a transaction?
It flags the transaction rather than guessing. Flagged items go into a follow-up queue, and either your team or ours resolves them depending on your programme.
Is there a minimum number of customers?
There is no minimum to start. Most partners begin with a pilot group and expand once the process is proven.
Anything else? Ask us directly on your partner call.
You Already Have the Customers.Let's Build Your Next Revenue Stream.
Tell us a little about your organisation and we'll help you evaluate the opportunity — including a straight answer on whether it's worth doing.
Prefer to talk first?